Medicare is a federal health insurance program that regulates premiums and also helps people who are above 65. It also provides services to younger people who have certain types of disabilities. Medicare has three different parts that includes various services. The following parts are:
Medicare Part A (Hospital Insurance)
It provides medical cost coverage like hospital stays, hospice care and some home health care. Most people do not need to pay a monthly premium if they have already paid Medicare taxes while working; it is also called premium-free Part A.
Medicare Part B (Medical Insurance)
It covers the services of doctors’ medical supplies, preventive services and outpatient care. Everybody has to pay a premium amount for this part. The amount for this part is $148.50 in 2021. It also provides dental and vision coverage and fitness programs for gym members. Keep in mind that you may be already enrolled in Medicare Part A, but you have to enrol yourself manually again in other parts of Medicare in Oklahoma.
Medicare Part D (Prescription Drug Coverage)
Basically, it covers the cost of prescription drugs. However, if you are above 65, then you should contact an insurance agent to get the advantages of Medicare.
Important Information
Medicare & Medicaid Services have shared important information. Approx. 758,786 people enrolled their name for getting Medicare in Oklahoma. The monthly premium of Medicare advantage is decreased compared to the previous year. The rate is reduced from $13.67 in 2021 to $13.66 in 2022. Approx. 72 types of Medicare Advantage plans are available in Oklahoma for 2022. If you have Medicare, then you can also purchase a Medicare advantage plan. Not only that but also they offer 12 different Medigap plans in Oklahoma for 2022.
Medicare Supplement Plans in Oklahoma
It helps to cover all the gaps in original Medicare coverage including co-pays and coinsurance. If you already are enrolled in parts A and B, then you can also purchase these plans. The eligibility criteria are very simple. You just have to fulfill two things.
You have to be older than 65 years.
You have to be a resident of Oklahoma.
Contact Us
If you want to purchase Medicare to get various advantages, then contact Oklahoma Health Options. The insurance agent will guide you to find out which coverage is most suitable for you.
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