Medicare eligibility is a simple process. Medicare is a nationally financed health insurance program for adults 65 and older, as well as those with impairments or persistent renal failure. A, B, C, and D are the four parts of Medicare. Part A is usually supplied free of charge, whereas the other benefits need premium payments.
Eligibility
If you or your spouse have paid Medicare taxes for at least ten years and are above the age of 65, you are eligible to get Medicare Part A without having to pay a premium. Part A is essentially health insurance for hospitals. Inpatient care in hospitals, skilled nursing institutions, hospice, and home health care are all examples of this. If you or your spouse are receiving Railroad or Social Security Retirement Board retirement benefits, are eligible for benefits but have not yet filed, or were employed by a Medicare-covered government employer, you may be eligible for Part A without paying a premium.
If you are under the age of 65 and have been entitled to Railroad or Social Security benefits for two years, or if you are a kidney transplant patient or are getting dialysis treatments, you may be qualified to obtain Medicare benefits without paying a premium. Furthermore, if someone did not pay taxes of Medicare while working, you may still be able to purchase benefits. However, the age restrictions must be applies, and you have to be a US citizen.
When Should I Submit My Application?
If you receive benefits from Social Security, disability, or the railroad, you should receive information three months before you turn 65 in the mail. In fact, if you live in one of the fifty states or Washington, D.C., you are enrolled in Medicare A and B. You have the right to refuse Part B because the premium is withheld from your Social Security income. Keep in mind that you will be automatically enrolled in Part A but not in Part B. You have seven months – your initial enrollment period – to sign up for Part B, which starts 3 months ahead your 65th birthday month. If you are not currently receiving benefits, you must notify Social Security three months before your 65th birthday. You can enroll even if you do not intend to retire at the age of 65.
Everyone over the age of 65, as well as those under 65 with a disability or kidney failure, is eligible for Medicare. You will be enrolled in Medicare Part A (hospital insurance) automatically, but you must take measures to enroll in Medicare Part B (medical insurance), which is not automatic.
See us at Oklahoma Health Options for medicare or other insurance policy in the city.
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